As you approach age 65, Medicare becomes a major part of your retirement healthcare planning. The rules can feel confusing at first — especially around enrollment timing, what’s covered (and what’s not), and how Medicare works if you’re still employed. Below is a clear, practical overview to help you understand the essentials before making any […]
In recent weeks, the Federal Reserve made its first move of this year, cutting interest rates by 0.25%. Markets expect additional cuts in the coming months as inflation trends lower and signs of a cooling labor market emerge. The economy, however, continues to show resilience. Equities: U.S. stocks remain near record highs, supported by strong corporate […]
As we close out summer and look toward the remainder of 2025, now is an ideal time to pause, review your financial picture, and make adjustments where needed. Markets have been active, interest rate expectations are shifting, and personal circumstances often evolve as the year goes on. By taking a thoughtful look at your investments […]
When people think of estate planning, they often jump straight to wills or trusts. But one of the most overlooked—and most impactful—parts of an estate plan is simply how your accounts and assets are titled. Beneficiary designations and legal titling on accounts/ property take precedence over what’s written in your will or trust. That means […]
