Recent changes in the geopolitical environment have warranted changes to our portfolios. As the deeply disturbing war in Ukraine continues to develop, we are observing the potential impact on the stock, bond, and commodity markets across various sectors and regions. We have decided to reposition the portfolios to adapt to the escalating conflict in Eastern […]
Asset allocation is an investment strategy that adjusts the percentage of each holding in an investment portfolio according to the investor's risk tolerance, goals and investment time frame. One famous industry study indicated that over 90% of the return from an investment portfolio was attributable to the portfolio’s asset allocation. While some have questioned whether […]
CFP® stands for Certified Financial Planner. The CFP® designation is perhaps the most well-known credential in the financial planning and financial advisory space. Let’s take a look behind the CFP® designation to help you understand what is involved in earning and maintaining this important designation. What is a CFP®? A CFP® is someone who has […]
Inflation is frequently mentioned in the news and particularly by the financial press. Lately we’ve heard about inflation connected with many products and services as we emerge from the pandemic. Inflation is often linked with Federal Reserve policy as well. Inflation is a key variable to consider in your financial planning, especially for those nearing […]
Retirement is often looked at as a milestone in our lives, and it is. While your investments likely will change in retirement, we are finding that this change is often a bit more gradual than we might have seen in the past for retirees. How you invest once you reach retirement will depend upon a […]
For investors, there are two key metrics, risk and return. Return is the reward for investing. Investment returns are what fuel the attainment of financial goals such as retirement and funding your children’s education. Managing your portfolio’s investment risks is a key factor in achieving the types of long-term returns you are seeking. What is […]