As we close out summer and look toward the remainder of 2025, now is an ideal time to pause, review your financial picture, and make adjustments where needed. Markets have been active, interest rate expectations are shifting, and personal circumstances often evolve as the year goes on. By taking a thoughtful look at your investments […]

Market swings can feel like a rollercoaster, but they can also unlock hidden opportunities. Recent volatility has left many investors uneasy, yet it opens the door to strategic moves like tax-loss harvesting—selling losing investments to offset taxable gains. This technique can lower your tax bill and boost your aftertax returns, strengthening your portfolio for the […]

Hiring a financial advisor is an important decision. Whether this is your first relationship with a financial advisor, or you are replacing an advisor who is no longer right for your needs, it's important to do all you can to ensure that you are hiring the best financial advisor for your situation. Asking the right […]

Everyone wants to save money on their taxes, but we firmly believe that tax considerations should not drive your investment decisions. That said, we work with our clients to invest as tax-efficiently as possible within the confines of their investment strategy. Here are some thoughts on ways to invest tax-efficiently.  Taxes and investing  There are […]

As 2020 comes to an end here are some last minute tax planning strategies to be aware of... Charitable Giving The CARES Act allows for an additional $300 charitable deduction for 2020. This will be available to all filers, regardless if you itemize your deductions or not. Those who have not done so should consider donating […]

In recent years a shift away from company sponsored Pension Plans has increased the emphasis of saving to 401K account. This trend makes 401K plan funding a vital piece of retirement planning.  When reviewing your retirement scenario, it is also wise to consider how funding an HSA account can provide an added layer of retirement […]

Updates to the 2020 tax law and additional helpful information 2020 Tax Policy Updates There have been multiple changes in tax policy that have been implemented thus far in 2020.  The SECURE Act (2020) was passed on January 1st 2020 with the intention of strengthening the retirement system across the country.  There have also been emergency actions […]