Rolling over a 401(k) account when you leave an employer can be a smart move with these important retirement assets. IRA accounts are also an important tool in your retirement savings efforts. From time to time it might make sense to roll an IRA account from one custodian to a new one.  Let’s look at […]

We are in the midst of the greatest intergenerational transfer of wealth in history. Financial services research firm Cerulli Associates estimates that nearly 45 million U.S. households will transfer over $68 trillion in wealth over the next 25 years. If you are the recipient of an inheritance, how should you adjust your financial plan? Our […]

We read a lot about the importance of saving and investing for our retirement throughout our working careers. This is critical and we encourage our clients to save as much as possible and advise them on how to invest for retirement.  What doesn’t always receive as much emphasis is the importance of pre-retirement planning, specifically […]

If you recently received a letter offering you a lump sum distribution or an annuity from a former pension plan, you may be trying to weigh your best options. Your former employer can inform you of the choices available to you, but they are not able to offer guidance about what choice will be best […]

Most investors can get so caught up in the extensive research and due diligence to find the best investments that they forget about one crucial factor- income taxes. Many times, there are great investors who will hit home runs on a stock or fund, but when it comes to income taxes they have no clue […]